You'll need to submit your financial evidence in the right format to make sure your visa application is successful.

Submitting financial documents to UKVI

When submitting your Tier 4 visa application, you will be asked to submit evidence that you meet the financial requirements. To ensure that you have the correct funds and documents in place, the university will ask to see this evidence before issuing you with a CAS.

For guidance on calculating how much money you need to show, see our information on the financial requirements for your Tier 4 visa application.

We have listed below the different types of document you can use to as evidence of funds for your Tier 4 visa application. For comprehensive information, we recommend that you also read the UKVI Tier 4 Policy Guidance.

Bank Statements

If you provide a bank statement with your Tier 4 application, the bank account must belong to you, or your parent(s)/legal guardian(s). If you use a joint account in multiple names, you or your parent(s)/legal guardian(s) must be named on the account.

The funds in your bank account must be available for 28 consecutive days and must not fall below the required amount during these 28 days. The statement cannot be older than 31 days when you submit your visa application.

Example bank statement

Your bank statement must show:

  • Your name or the name(s) of your parent(s)/legal guardian(s)
  • The account number
  • The financial institution's name and logo
  • The amount of money available
  • The date
  • The currency

If you use an online statement, or a statement that is not printed on the bank's official headed paper, you will need to have a supporting letter from the bank. Alternatively, you can ask your bank to stamp each page with their official stamp.

Using your parent(s)/legal guardian(s)' bank statement

If you use a bank statement that belongs to your parent(s)/legal guardian(s), you must prove that you are related to them with one of the following documents:

  • Your birth certificate
  • Your certificate of adoption
  • A court document naming your legal guardian(s).

You must also provide a letter from your parent(s)/legal guardian(s) that confirms you have permission to use their money for your studies. This letter must confirm:

  • the relationship between you and your parent(s) or legal guardian(s)
  • that they have given consent for you to use their money to study in the UK

Please make sure that the names on the above documents match those on the bank statement.

Overseas bank statements

You can use an overseas bank account, but you will need to use the OANDA website to convert the balance into pounds (GBP). This is the same tool that UKVI use when checking your visa application.

There is an 'approved list' of banks in some countries. This applies if you have an account in Bangladesh, Cameroon, Ghana, India, Iran, Pakistan, the Philippines and Sri Lanka. You can find the approved list in Appendix P of the Immigration Rules.

Bank Letters

Instead of a bank statement, your bank can produce a letter to confirm you have the required amount of funds available. This letter must confirm that the funds have been held for a consecutive 28-day period and the letter must not be dated more than 31 days before you make your Tier 4 visa application. 

 Example bank letter

The bank letter must show:

  • Your name or the name(s) of your parent(s)/legal guardian(s)
  • The account number
  • The date of the letter
  • The financial institution's name and logo
  • The balance of funds in your account
  • The currency

Loan Letters

If you have an educational loan to cover the cost of your studies, you can use this to meet the financial evidence requirements.

To be acceptable as evidence of funds, the loan must be in your name and provided by your government (state, regional, or national), or be through a government-sponsored student loan company or educational loans scheme.

You cannot use any other form of loan for your Tier 4 visa application.

Example loan letter

To use your loan in a visa application, you must provide a letter from the loan provider which includes:

  • Your name
  • The date of the letter
  • The name and logo of the institution providing the loan
  • Confirmation that the money is available to you as a loan
  • Confirmation that the loan is provided by a government, or through a government-sponsored student loan company educational loans scheme

Official Financial Sponsorship

If you have an official financial sponsor who is paying some or all of your tuition fees, and/or providing you with money to meet your living costs during your studies, you can use this as evidence of funds.

Example sponsorship letter

You will need to provide a letter from your financial sponsor which shows:

  • Your name
  • The name and contact details of your official financial sponsor
  • The date of the letter
  • The length of your financial sponsorship
  • The amount of money the sponsor is giving you or a statement confirming that they will cover all of your fees and living costs

An official financial sponsor must be one of the following:

  • a government*
  • the British Council or an international organisation
  • an international company
  • a university or a UK independent school

*If you receive full sponsorship from your government and are making a visa extension from within the UK, the letter must state that you have their permission to extend your visa in the UK.

If anyone else is providing you with money for your studies, they cannot be considered an official financial sponsor and the money will need to be in your own bank account.

Please note that if the money from your sponsor only covers part of your tuition fees or living costs, you need to ensure you have the remaining money in an eligible bank account.

The information on this page is correct at the time of writing. Whilst we try to make sure the information we provide is accurate, immigration policy changes frequently. You should therefore always refer to the official gov.uk website to ensure that you have up-to-date information: https://www.gov.uk/browse/visas-immigration